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Find the Best Cash Back Reward Credit Card

Credit cards offering the incentive of cash back are becoming increasingly popular, and offer a variety of rewards to help you make the most of your credit card spending. All of the major credit card issuers offer a variety of programs for you to choose from, and in some cases these can be combined with other features such as low interest rate cards. Some popular variations include:

  • Points programs that allow you to redeem points for a variety of things including merchandise, travel, gift cards, or cash back.
  • Cash back rewards that are higher (5%) on certain things, like gas, groceries and drug store purchases, and lower (1%) on other purchases.
  • Cards designed primarily to save money on gas, sometimes with a higher cash back bonus during an introductory period.

A variation on previously popular points and airline miles collection programs, these cash back credit card offers give you a choice of savings. Save money on everyday purchases, like gas and groceries, or choose a card that will accumulate savings towards a specific purchase, like a new vehicle. There are many programs to choose from, all of which offer enjoyable rewards and savings. Remember to look at the cards' other features, such as interest rates, annual fees, introductory offers and so on, to ensure that you choose the best cash back credit card for you.

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Platinum Business Credit Card from OPEN®

American Express

  • Up to 5% cash back
  • No annual fee
  • Earn one point for virtually every dollar you spend
  • Book your trip any way you want - online, over the phone, or with a travel agent
  • Redeem points for savings — save $100 for every 7,500 points you redeem*
  • Save on travel when you book online, by phone, or with a travel agent
  • Track expenses and create custom reports
  • Manage your account online

*View Rates, Fees, Rewards and Other Important Information.
Intro APR Period Annual Fee Credit Needed
N/A N/A $0 Excellent

True Earnings Card from Costco & American Express®

American Express

  • True Cash Back-3% for eating out, 2% for traveling, 1% everywhere else including at Costco.
  • No Annual Fee with your paid Costco Membership*
  • The flexibility to pay over time.
  • 1.99% for 6 months when you balance transfer during the first 90 days of Cardmembership

*View Rates, Fees, Rewards and Other Important Information.
Intro APR Period Annual Fee Credit Needed
N/A N/A $0 Good

One from American Express®

American Express

  • Get $50 to jump – start your savings after your first purchase
  • Earn a competitive Annual Percentage Yield (APY), currently 5.00% (variable rate effective October 1 - January 31, 2007)
  • The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings account in your name
  • With the Interest Protection feature, you never pay interest on new purchases, even when you carry balance
  • No annual fee for the first year – that’s a $35 savings

*View Rates, Fees, Rewards and Other Important Information.
Intro APR Period Annual Fee Credit Needed
0% 12 Months $35 Good

Discover® Student Tropical Beach Card

Discover® Student Tropical Beach Card

  • 0% Intro APR* on Purchases for 6 Months
  • No Annual Fee
  • Easiest Online Account Management Options
  • Full 5% Cashback Bonus®) on Get More Program purchases throughout the year
  • Up to 1% Cashback Bonus® on all your other purchases*
  • Build Your Credit History
  • Unlimited cash rewards that never expire as long as you use your Card.
    *View Discover® Card Rates, Fees, Rewards and Other Important Information
Intro APR Period Annual Fee Credit Needed
0% 6 Months $0 None

Discover® Platinum Clear Card

Discover® Platinum Clear Card

  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • Full 5% Cashback Bonus® on Get More Program purchases throughout the year*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information.
Intro APR Period Annual Fee Credit Needed
0% 12 Months $0 Good

Discover® Platinum Card Wildlife Collection

Discover® Platinum Wildlife Card

  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • Full 5% Cashback Bonus® on Get More Program purchases throughout the year*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information.
Intro APR Period Annual Fee Credit Needed
0% 12 Months $0 Good

Discover® Platinum Card

Discover® Platinum Card

  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • Full 5% Cashback Bonus® on Get More Program purchases throughout the year*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information.

Intro APR Period Annual Fee Credit Needed
0% 12 Months $0 Good

Discover® Platinum Gas Card

Discover® Platinum Gas Card

  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information.

Intro APR Period Annual Fee Credit Needed
0% 12 Months $0 Good

Advant® Life-of-Balance Platinum Card

Advanta Life-of-Balance Platinum Card

  • 2.99% Fixed APR for LIFE on balances transferred within 3 months
  • Up to 6% Cash Back or Travel Rewards
  • No annual fee
  • No limit on earnings

    		•
    Intro APR Period Annual Fee Credit Needed
    2.99% LIFE $0 Good

    BuyRIGHT Prepaid MasterCard®

    BuyRight Prepaid MasterCard

    BuyRIGHT is RIGHT for you! The BuyRIGHT Prepaid MasterCard® Card can be used wherever Debit MasterCard® is accepted, at millions of merchant locations and over 900,000 ATMs worldwide.

    Some additional benefits of the BuyRIGHT Prepaid MasterCard® Card:

    • Click-N-Pay bill payment
    • Free direct deposit
    • Free activity alerts
    • On-line money management tools
    • BuyRIGHTRewards program
    Intro APR Period Credit Line Credit Needed
    N/A N/A $5000 None