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Find the Best Platinum or Business Platinum Credit Card

Platinum credit cards by the various major issuers tend to be classified as low interest rate cards, and require a good to excellent credit history for your application to be approved. These cards are a good choice for balance transfers or initial major purchases, offering low or 0% introductory interest rates for a limited time, and no annual fees.

Depending on your credit history and interest in special offers, there are likely platinum credit cards to suit your needs and help pay off balances from higher interest cards or credit lines. There are also business platinum credit cards for your small business to enjoy. The following examples illustrate the types of differences you can expect to find:

  • 0% APR is typically offered for a 12 month introductory period. Although some cards offer only 6 months, and others up to 15 months.
  • Regular APR rates are generally between 9.99% and 13.24%.
  • Cash back offers, either company-specific, or more general, to save you money, or reward you with free merchandise, entertainment, or travel.

Cards vary primarily in the APR charged, which will determine the total amount of interest you will end up paying on balances following the introductory period. They also vary slightly according to credit rating required for approval. With bonus offers becoming more popular in all kinds of credit cards, you can also find the occasional Platinum credit card offers that come with additional features.

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Discover® Platinum Clear Card

Discover® Platinum Clear Card

  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • Full 5% Cashback Bonus® on Get More Program purchases throughout the year*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information.

Intro APR Period Annual Fee Credit Needed
0% 12 Months $0 Good

Platinum Business Credit Card from OPEN®

American Express

  • Up to 5% cash back
  • No annual fee
  • Earn one point for virtually every dollar you spend
  • Book your trip any way you want online, over the phone, or with a travel agent
  • Redeem points for savings - save $100 for every 7,500 points you redeem*
  • Save on travel when you book online, by phone, or with a travel agent
  • Track expenses and create custom reports
  • Manage your account online

*View Rates, Fees, Rewards and Other Important Information.

Intro APR Period Annual Fee Credit Needed
N/A N/A $0 Excellent

Discover® Platinum Card Wildlife Collection

Discover® Platinum Wildlife Card

  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • Full 5% Cashback Bonus® on Get More Program purchases throughout the year*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information.

Intro APR Period Annual Fee Credit Needed
0% 12 Months $0 Good

Discover® Platinum Card

Discover® Platinum Card

  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • Full 5% Cashback Bonus® on Get More Program purchases throughout the year*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information.

Intro APR Period Annual Fee Credit Needed
0% 12 Months $0 Good

Discover® Platinum Gas Card

Discover® Platinum Gas Card

  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability
  • No Annual Fee

*View Rates, Fees, Rewards and Other Important Information.

Intro APR Period Annual Fee Credit Needed
0% 12 Months $0 Good

Advanta® Life-of-Balance Platinum Card

Advanta Life-of-Balance Platinum Card

  • 2.99% Fixed APR for LIFE on balances transferred within 3 months
  • Up to 6% Cash Back or Travel Rewards
  • No annual fee
  • No limit on earnings
  • Intro APR Period Annual Fee Credit Needed
    2.99% LIFE $0 Good

    Discover® Platinum American Flag Card

    Discover® Platinum American Flag Card

    • 0% Intro APR* for Purchases and Balance Transfers for 12 months
    • Full 5% Cashback Bonus® on Get More Program purchases throughout the year*
    • Up to 1% Cashback Bonus® on all other purchases*
    • $0 Fraud Liability
    • No Annual Fee

    *View Rates, Fees, Rewards and Other Important Information.

    Intro APR Period Annual Fee Credit Needed
    0% 12 Months $0 Good

    USA Platinum Visa®

    USA Platinum Visa Card

    Get USA Platinum. Establish credit with reporting to a major credit bureau. No credit checks or credit turndowns. No employment verifications. Monthly credit limit increases for those who qualify. Apply Today! *See website for terms & conditions

    • Unsecured credit line up to $7,500!
    • Enjoy great merchandise while establishing your credit!
    • No employment verifications and No credit checks
    • Monthly credit limit increases for those who qualify
    • Reports to a major credit bureau
    • Great for establishing credit
    Intro APR Period Credit Limit Credit Needed
    N/A N/A $7500 None

    Platinum Plus Visa® Card

    Platinum Plus Visa Card

    $7500 unsecured credit line! Platinum Plus can even help establish your credit with monthly reports to a major credit bureau. Sign up today and receive a Free Bonus for New Members! *See website for terms & conditions
    • $7500 Unsecured Platinum Credit Line
    • Monthly Credit Limit Increases
    • No Employment Verifications
    • No Credit Checks or Credit Turndowns
    • Establish credit by reporting to a major credit bureau
    Intro APR Period Credit Limit Credit Needed
    N/A N/A $7500 None