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Find the Best College Student Credit Card

College student credit cards are designed for college students who might not otherwise qualify due to lack of employment while they are in school. It is not a bad idea to start establishing a credit history sooner rather than later. Qualifying while you are a college student means you will have a credit card should you want one in the future, regardless of your employment situation at that time.

Some popular features in student credit cards include:

  • 0% APR for an introductory period of 6 months.
  • No annual fee.
  • No minimum income or previous credit history required.
  • Rewards programs including cash back opportunities.

While no previous credit history is necessary to obtain a student credit card, the APR on these cards tends to be higher than some other options, so it is important that you use your card responsibly in order to avoid the accumulation of credit card debt.

With these options, every student who wants a credit card should manage to find the best student credit card for his/her needs.

Click the Images Below to Apply - Student Credit Cards

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USA Platinum Visa®

USA Platinum Visa Card

Get USA Platinum. Establish credit with reporting to a major credit bureau. No credit checks or credit turndowns. No employment verifications. Monthly credit limit increases for those who qualify. Apply Today! *See website for terms & conditions

  • Unsecured credit line up to $7,500!
  • Enjoy great merchandise while establishing your credit!
  • No employment verifications and No credit checks
  • Monthly credit limit increases for those who qualify
  • Reports to a major credit bureau
  • Great for establishing credit
Intro APR Period Credit Limit Credit Needed
N/A N/A $7500 None

USA Gold Optimum Visa®

USA Gold Visa Optimum
With the USA Gold Optimum card, there are no credit checks or turndowns, no employment verification, credit limit increases available and they report to the major credit bureaus. Plus, if you apply now, you can receive a *free $50 gift card!
*See Card Terms & Conditions

  • No credit checks or turndowns
  • No employment verification
  • Credit limit increases available
  • Reports to major credit bureau
Intro APR Period Credit Limit Credit Needed
N/A N/A varies None

Prime Mutual Prepaid MasterCard®

Prime Mutual

The Prime Mutual Card is a Prepaid MasterCard® that gives you a convenient place to store your hard-earned money. While it may “look and feel” like a credit card, Prime Mutual is NOT a credit card. You can only spend the money you place on your card.

  • No employment verification
  • No credit check
  • No interest EVER!
  • No security deposit
  • Direct deposit available
Intro APR Period Load Limit Credit Needed
N/A N/A $2500 None

Platinum Benefit Group with Cash Advance

Platinum Benefit Group with Cash Advance

Your Prepaid MasterCard® Card is safer than cash and is welcomed at millions of locations that accept MasterCard® debit cards.
  • No employment required - no security deposit - no credit checks
  • Get an overnight cash advance of up to $500!*
    *See Card Terms and Conditions
Intro APR Period Load Limit Credit Needed
N/A N/A varies None

Tribute MasterCard® Gold

Tribute MasterCard® Gold

Have bad credit? Apply for an unsecured Tribute® MasterCard® Card and receive a 30-second online response - no fee to apply.

Tribute® MasterCard® Card features

  • 30 second online response
  • No security deposit
  • Unsecured MasterCard® Card
Intro APR Period Credit Limit Credit Needed
N/A N/A varies None-Fair

Discover® Student Tropical Beach Card

Discover® Student Tropical Beach Card

  • 0% Intro APR* on Purchases for 6 Months
  • No Annual Fee
  • Easiest Online Account Management Options
  • Full 5% Cashback Bonus® on Get More Program purchases throughout the year
  • Up to 1% Cashback Bonus® on all your other purchases*
  • Build Your Credit History
  • Unlimited cash rewards that never expire as long as you use your Card.
    *View Discover® Card Rates, Fees, Rewards and Other Important Information
Intro APR Period Annual Fee Credit Needed
0% 6 Months $0 None

Orchard Bank Gold MasterCard®

Orchard Bank MasterCard

Orchard Bank Gold MasterCard® benefits include:

  • Enjoy the prestige of a Gold MasterCard®
  • Receive Gold card privileges and benefits
  • Great credit card to strengthen or rebuild your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
Intro APR Period Annual Fee Credit Needed
None N/A varies Fair